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Rise in premiums lays bare 2 Americas on health care

In this photo taken Feb 9, 2017, Mike Schwarz, sole proprietor of Mike Schwarz Photography, poses for a photo in Tampa, Fla. Schwarz is a self-employed business owner who buys his own health insurance. The subsidized coverage “Obamacare” offers provides him protection from life’s unpredictable changes and freedom to pursue his vocation, he says. (AP Photo/Chris O'Meara)

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